By: Jenn Schanz
It's something we'll all need at one point, but for many, it's just not available or affordable.
"I've tried to get insurance before and have not been able to receive it, or the price was just outrageous, I couldn't afford it," says David Eyth of Lincoln. He's self employed and suffers from a pre-existing medical condition. He's currently uninsured.
Right now, there are around 35,000 uninsured adults in Lancaster County, most of whom are employed.
Local leaders gathered at Community Action Wednesday morning to promote and explain the benefits of the new Affordable Care Act, aimed at the working poor.
"What the Affordable Care Act is about and its implementation on the local level is about is providing coverage and access to people who are uninsured or underinsured," says Senator Danielle Conrad.
You can enroll in a new plan through the Health Insurance Marketplace, it's an online exchange.
But the new plans aren't for everyone.
"If you have employer paid health insurance that has good benefits and your employer pays a good portion of your health insurance, even with the credits you're not going to get that same deal with the exchange," says Judy Halstead, Health Director for Lincoln and Lancaster County Health Department.
If you're a senior eligible for Medicare, you won't need to make any changes either.
Plan specifics will be available Oct. 1st, but open enrollment won't begin until Jan. 1st, giving consumers three months to shop around.
Keep in mind, you'll have a choice of four plan categories.
The lower the premium you pay, the higher your out of pocket costs will be.
Before open enrollment begins, "Enroll Nebraska" will team up with local non-profits to provide counseling with trained health care navigators, who can explain each plan in detail.
For more information on the Affordable Care Act or to visit the Health Care Marketplace, visit https://www.healthcare.gov/
To learn about informational sessions or to get connected with a navigator,visit http://www.communityactionatwork.org/